The Role

We just launched the raddest fund in agriculture and we’re looking to grow our team to help steward it. We are focused on providing regenerative organic farmers with the financial resources they need to create ecological and economic wealth. You will be focused on working with these pioneering farmers to provide them with transitional operating, equipment, and infrastructure loans so they can transform their farms and the broader food system.

You will be in charge of working with our growing pipeline of farmers to lead diligence, loan commitments, and loan servicing. We have loads of farmers who wish to work with us, and we need help qualifying who is the best fit to lead this revolution in agriculture and finance.

You will be co-pilot and have the creative freedom to independently create the future of our Capital arm. You will be the helm of launching future funding vehicles and ensuring their success. The Perennial Fund happens to be the first of many funding mechanisms we are creating with others including an evergreen operating loan fund, fiber fund, fence fund, land fund, small-scale meat, and grain processing fund already in the works. These will come to bear in 2022 and beyond.

We need your help to build, launch, and steward these businesses. Creating the first “bank” for regenerative organic farmers is no small task. We are going to move $10B into regenerative organic farmers’ hands by 2030. We need ambitious and creative people with the grit to get this done. Join us.

To join our team, you should be excited to:

• Lead comprehensive farmer due diligence. You will lead underwriting on loan opportunities for organic farmers. You will develop and provide detailed analysis of a farmer's current financial position, forecasted future cash flows, and craft a deal memo to make a loan decision.

• Manage multiple engagements and processes. From calling farmers to loan servicing you are ready to manage multiple relationships at once. Run simultaneous engagements and processes, across the entire portfolio, with a balance of responsiveness and thoughtfulness.

• Manage internal fund performance. You will be ready to manage a portfolio of $10M and 25 loans accounting for distributions, payments, loan deferrals, remediation strategies, additional capital raises, and more.

• Risk management. You are comfortable managing risk within each loan from origination to yearly payments, as well as managing risk across a multi-state portfolio of 25 loans.

• Help farmers thrive economically. You will have the opportunity to advise our portfolio of farmers across the midwest with recommendations to help them run marginal analysis to optimize future growth, access lower-cost capital, set up a long-term and actionable economic plan, and be ready to help them succeed in any way you can.

• Build and cultivate long-lasting relationships with a network of farmers, capital, partners and advisors. The Farm Finance Lead will systematically curate and find promising lending opportunities in their domain by developing relationships with our current and future network of partners.

• Build the future of farm finance. You are getting in on the ground floor as we build and grow quickly.

• Leverage the power of tech. PF 2.0 may be a labor-intensive bank or a scalable fintech company, we don’t know yet. You will be able to compare and contrast the pros and cons of various approaches to scaling massive impact. 

• Launch creative future vehicles. We will be launching new funding vehicles on the heels of PF 1 in 2022. You will be at the helm of launching future farm finance vehicles.

Desired Qualifications

• Lending or related financial experience. Demonstrated personal and professional achievement.

• You can lead farmer negotiation of all transaction documentation from origination to loan servicing.

• You know your way around a Balance Sheet, Cash Flow, and Income statement. Bonus points if you’re familiar with a Schedule F.

• Experience with financial modeling and analysis. 

• Familiar or ability to quickly understand broad acre organic grain farm crops, ranging from corn, small grains, legumes, and livestock. 

• You’re entrepreneurial and ready to build new businesses with us.

• You understand what it means to keep the Human Component in everything you do

• You’re a self-starter able to function independently and adapt to changing priorities in a start-up, fast-paced, and ambiguous environment.

• You have the ability to quickly build trust with farmers, team members, and partners.

• Outstanding attention to detail and follow-through.

• Creative, curious, and have a relentless intellectual curiosity.

• Positive demeanor, good instincts and self-motivation.

• Business-minded, always trying to marry ideas between ecological and financial wealth creation.

• Excited to adopt Lean Startup principles and understand the importance of User Experience.

• You like getting on the farm and talking shop.

Mad Ag Culture:

• We are a container for growth and discovery; a community to express your passion, find belonging and meaning; and, an opportunity to expand your community of practice and change.

• We are excited to help you move boldly to fulfill your dreams of work and play. 

• We require personal, progressional and societal transformation.

• We play long term games with long term people. 

• We are a relationship focused business. Strong relationships mean everything.

• We have a bias to action. Thoughts without action are dead.

• We are here to change agriculture.